Terms & Conditions

Collection Attorneys USA LLC (”CA/USA,” “we” or “us”) is a national law firm. Use of thus CA/USA website (this “Website”) is governed by the terms and conditions set forth in these terms of use (“Terms of Use”). By using this Website you agree to abide by these Terms of Use. If you do not agree with these Terms of Use, you should not use this Website.

The content of, and materials included in, this Website are intended only to convey general information about CA/USA and should not be viewed as constituting an advertisement of legal services or a solicitation. You may use this Website only for personal informational purposes. You may not interfere with the content or functioning of this Website.

Neither this Website nor your use of it creates an attorney-client relationship between you and CA/USA and nothing in this Website should be construed as an offer or agreement to represent you and should not be relied upon for legal advice. Users of this Website should obtain such advice only from their own legal counsel.

Disclaimers

CA/USA makes no warranties, representations or claims with respect to any of the information on this Website, and accepts no responsibility for any loss or damage that may result from accessing or relying on any content on, or available via, this Website. CA/USA disclaims to the fullest extent permitted by applicable law any and all liability with respect to acts or omissions made by users of this Website based on the content of this Website. Further, CA/USA assumes no responsibility for computer viruses resulting from use of this Website.

Although CA/USA tries to maintain up-to-date and accurate information, we do not guarantee the accuracy or completeness of the information on this Website, and any information or statements on this Website, or available via this Website, on the status of a given law or legal issue may not be current, accurate or complete, or apply to your particular circumstances.

Any information included in, or available via, this Website regarding representative matters or the experience of our individual attorneys may not be current, and you should not rely on such information in making any decision, taking any action or refraining from taking any action.

Electronic Transmissions

The security of information transmitted to us electronically via this Website is subject to the terms and limitation set forth in our Privacy Policy separately set forth on this Website. Otherwise, CA/USA assumes no responsibility for the loss of confidentiality for any information that you transmit to us via this Website.

Copyright Ownership

The content of this Website is protected under international copyright laws and all right, title and interest in and to such content is owned by CA/USA or its licensors. Reproduction of reasonable portions of this Website is permitted provided that such reproduction: (i) is for non-commercial purposes only; (ii) is properly attributed to CA/USA; (iii) is not altered or presented in a manner that is misleading; and (iv) includes or references the disclaimers set forth herein. You may not incorporate any substantial portion of this Website in any work or publication, whether in hardcopy, electronic or any other form, or for any commercial purposes, without CA/USA’s prior written authorization

Our Trademarks

Our scales of justice logo, our name, “Collection Attorneys USA LLC,” our acronym, “CA/USA,” are each either Registered Trademarks or applications for registration are pending. No one other than us shall use any of those marks without our written authorization and subject to our further conditions.

Links

This Website may include links to third-party websites. Such links do not constitute an endorsement of such websites by CA/USA, nor is CA/USA responsible for any viruses, content or disputes resulting from your access to such websites. If you use a link included in this Website to visit a third-party website, you assume any risk of doing so and you may be subject to any terms, conditions of use or other notifications or policies set forth therein.

Privacy and Data Protection

For information about the way in which we use, process and share personal information that we may obtain about you, please refer to our Privacy Policy separately set forth on this website.

Debt Settlement Agreements

Some debtors from who we are trying to collect debts may request and receive, through the payment portal on this Website and/or through or with the assistance of one of our Customer Service Representatives, compromises in the amounts and/or terms of repayment. These additional terms and conditions are made part of all such compromise agreements, and incorporated in all such compromise agreement by reference as stated on our payment portal webpage. If you default in payment and/or other performance of such a compromise agreement, we shall be entitled to : (1) declare the compromise agreement null and void and proceed to collect the underlying debt according to the terms of the original loan agreement, giving you credit for all amounts previously paid; and/or, (2) sue on the compromise agreement itself and recover the remaining balance, court costs and reasonable attorney fees plus interest from the charge-off date set forth in our debt validation notice, which is incorporated herein by this reference, at the rate of the lesser of: (i) the rate stated in the original loan agreement; (ii) 36% per annum; or, (iii) the highest rate permitted by law.

Governing Law

These Terms of Use are governed by the laws of the State of Ohio without regard to its conflict of laws principles.

If the bar rules in your jurisdiction require CA/USA to identify an attorney responsible for this Website, CA/USA designates Dean S. Hoover, whose may be contacted using the Contact Us form as the responsible attorney for this purpose.